Attention Business Banking Customers: Business Online Banking will be unavailable on Sunday, October 26, 2025, from 8:00 PM to 10:00 PM due to scheduled maintenance. We recommend planning your transactions in advance and apologize for any inconvenience this may cause.
Enjoy Some Extra Income
Like our personal savings accounts, CSB’s Simple Checking with Interest lets you benefit from large balances by earning interest, while still being a simple to use checking account.
There is no minimum to open — though you’ll need at least $10,000 to start earning interest.
Simple Checking Account with Interest Benefits
- No minimum balance to open
- No monthly maintenance fees with average daily balance of $10,000*
- Earn interest
- Free instant-issue debit card
- Free Online Banking
- Free CSB Simple Mobile Banking app
- Free mobile debit card management
- Free mobile deposits
- Free mobile alerts
- Free transactions at CSB ATMs
- Free 24/7 banking at CSB Smart ATMs
- Free online live chat
- Free Telephone Banking
- Unlimited Bill Pay
- Unlimited check writing (order checks | reorder checks)
- Overdraft protection available**
Open a Simple Checking Account with Interest
Open Account Online Apply in Person Contact the CSB Team
Simple Checking Options
| Product | Minimum Account Balance | Interest Rate | APY* | Interest Compounding |
|---|---|---|---|---|
| Simple Checking with Interest | $1.00 | 0.20% | 0.20% | Monthly |
*APY (Annual Percentage Yield) assumes interest remains on deposit. APY is based on the maximum term of deposit. Fees and withdrawals could reduce earnings on accounts. Rates are variable and subject to change without notice. Compounding frequency is monthly to earn stated APY. APY is accurate as of 1/1/2025.