Attention Business Banking Customers: Business Online Banking will be unavailable on Sunday, October 26, 2025, from 8:00 PM to 10:00 PM due to scheduled maintenance. We recommend planning your transactions in advance and apologize for any inconvenience this may cause.

EARLY CLOSING: CSB will be closing all branches early on November 4th at 3 PM for staff training. CSB offices will resume regular business hours on November 5th. We apologize for any inconvenience and thank you for your understanding.

Simple Checking Account with Interest

Enjoy Some Extra Income

Like our personal savings accounts, CSB’s Simple Checking with Interest lets you benefit from large balances by earning interest, while still being a simple to use checking account.

There is no minimum to open — though you’ll need at least $10,000 to start earning interest.

Simple Checking Account with Interest Benefits

Open a Simple Checking Account with Interest

Open Account Online  Apply in Person  Contact the CSB Team

Simple Checking Options

Comparison table of Simple Checking Options.
Product Minimum Account Balance Interest Rate APY* Interest Compounding
Simple Checking with Interest $1 0.20% 0.20% Monthly

*APY (Annual Percentage Yield) assumes interest remains on deposit. APY is based on the maximum term of deposit. Fees and withdrawals could reduce earnings on accounts. Rates are variable and subject to change without notice. Compounding frequency is monthly to earn stated APY. APY is accurate as of 1/1/2025.