Careers

Does this sound like you?

Are you passionate about serving your community and helping your neighbors? Are you talented, creative or hard-working? All of the above? Do you want to work in a fun and rewarding environment? As a member of the CSB team, not only will you experience our supportive work culture, but you will also receive the opportunities, tools and encouragement critical for professional growth.

At Community State Bank, we are more than just a bank, we focus on building strong successful partnerships based on respect and trust. Our goal is providing opportunity to our customers, employees, and the communities we serve. 

CSB Benefits

We believe taking care of our staff is just as important as taking care of our customers.

• Employee Stock Ownership Plan (ESOP)
• 401(k) plan
• Medical, dental and vision coverage
• Generous vacation and personal leave time
• Health/dental insurance plan
• Group term life insurance
• Employee Assistance Program (EAP)
• Employee discount on banking products and services
• Health and wellness program (yoga, self-defense classes, etc.)
• Networking opportunities (employee-exclusive events, teambuilding, etc.)
• Community service opportunities
• Opportunities for professional growth

Available Opportunities

Universal Banker
Senior Financial Officer
Loan Service Specialist
Credit Analyst

Loan Service Specialist

As a Loan Service Specialist, you’ll be responsible for performing the necessary duties to make sure loans are processed correctly after closings and protects Community State Bank with properly recording collateral per policy and procedures.  Our commitment is focused on providing a quality, friendly and efficient customer experiences that exceed expectations. 

A few of the essential duties that will be a part of this position include: 

• Complete data entry of new commercial, agricultural and consumer loan bookings, loan disbursing, perfecting collateral, research and servicing of all loan types on the loan operation system
• Submit payments for various invoices, work with title companies
• Monitors and resolves past due loan exceptions including real estate, MVD liens and release of collateral from other institutions
• Review Posted Transactions from prior day to proactively monitor customer activity
• Review current and follow up on cancellation of insurance policies to ensure proper insurance is kept on collateral
• Process and balance daily and monthly activity on all Business Manager clients
• Review all invoices for accuracy and compliance in agreement with the Business Manager program
• Review and complete monthly internal loan reports
• Perform daily paid loan reports and release collateral as needed
• Process and Balance Floor Plan accounts
• Responsible for compliance with BSA/AML/OFAC regulations related to this position
   

Qualifications: 

Education: High School Diploma or equivalent required.  Experience in banking or lending is preferred.

Experience: Ideal candidate will have 1 year loan operations or 2 years of banking experience. Loan documentation knowledge preferred. Basic knowledge of Adobe Acrobat, Microsoft Word, Excel and Outlook.  Ability to be proficient in multiple software programs.

Skills: Detail oriented, dependable, organized and the ability to multi-task. Excellent written and verbal communication skills required.  This position will have contact with both internal and external customers.

Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include: close vision, distance vision and ability to adjust focus. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear.

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Credit Analyst II

As a Credit Analyst II, you’ll be responsible for processing, analyzing and working within the Credit Analyst team and for organizing the loan review process. 

A few of the essential duties that will be a part of this position include: 

• Organize the work flow of loan requests
  • Maintain appropriate security over information and data security
  • Maintain appropriate security over loan files
• Complete new loan request workups and confirm to the best of your ability that the data within the workup is correct, including financials, trends, and collateral
• Assist manager with the training of new staff members
• Confirm that request falls within loan policies including Reg O requirements
• Confirm loan does not put us over our internally set lending limits and regulatory legal lending limits
• Present loans to appropriate loan committees
• Determine credit risk profile of customers
• Make recommendation for approval, condition or denial of the loan request
• Decision the loan within your lending authority
• Present portions of loan requests to Officers and Board Loan Committees 
• Work with Lenders to provide a great customer experience
• Review workups for credit analysis as directed by  the credit manager and indicate review and opinion 
• Demonstrated the ability to analyze and present moderately complex commercial and agricultural loans

Qualifications: 

Education:  Bachelor’s Degree in Accounting or Finance, or equivalent work experience

Experience:  A minimum of two years of experience preferred; knowledge and experience in the FSA Guarantee program and SBA guarantee program is preferred. 

Skills:  Strong math skills, strong problem solving skills, strong communication skills, proficient in Microsoft Excel and Word, ability to learn credit software such as Web Equity Manager.  Detail oriented, dependable and able to multi-task, able to communicate well at all levels and effectively engage senior lenders

Human Relations:  Requires the ability to communicate effectively both orally and in writing with various levels of staff and outside contacts.

Responsibility and Decision-Making:  Regular judgments are made with the guidance of general policies and procedures. 

Physical Demands:  The physical demands described here are representative of those that must be met by the Associate to successfully perform the essential functions of this job.  Must be able to visit multiple offices.  Must be able to lift 25 lbs.

Work Environment:  The overall working conditions are relatively safe and comfortable, typical of an office environment.  

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Universal Banker 

As a Universal Banker III, you’ll be the first person our friends and neighbors meet when they visit the bank, chat with us online, or need help over the phone. Our commitment is focused on providing a quality, friendly and efficient customer experiences that exceed expectations. 

Universal Bankers help customers in a variety of ways. They help process transactions, open accounts, field questions, and assist their local banking team. Another important responsibility of Universal Bankers, and all CSB employees, is to utilize and understand the products, services, and technology available to them. By utilizing this knowledge, Universal Bankers help customers make informed decisions that pair the appropriate products and services with their needs. 

Qualifications: A successful Universal Banker III candidate must be an excellent communicator, a great teammate, have the ability to make informed decisions, and exercise sound judgment. 

Education: High school diploma or equivalent GED. Previous banking or sales experience is preferred, but not required.

Work Environment: Fast paced team environment.

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Senior Financial Officer

The Senior Financial Officer (SFO) is responsible for applying his/her professional knowledge and skills in the preparation and presentation of financial and other decision oriented information to assist management in its decision making process. In addition, this individual is responsible for supervising the duties and staff of the accounting department. These duties include: general ledger account balancing, correspondent bank statement balancing, deposit account reconciliation, accounts payable processing, fixed asset tracking, periodic report preparation, exam and audit coordination, and supply ordering for the bank. Additionally the individual will assist the Chief Financial Officer (CFO) with various general ledger and research projects.

Essential Duties and Responsibilities: This list includes the current primary responsibilities of this position. It is not intended to be all-inclusive and is subject to change, as needed, for the purpose of operational efficiency.

• Obtain and maintain a thorough understanding of the entire financial reporting and general ledger structure.
• Ensure the accurate and timely monthly, quarterly and year-end close.
• Ensure the accurate and timely reporting of all financial information.
• Prepare the quarterly Call Report.
• Prepare monthly board reports.
• Analyze and interpret financial information to assist management in the decision making process.
• Prepare general ledger reconciliations, as necessary.
• Review the periodic reconciliations prepared by department staff for accuracy.
• Prepare entries to the general ledger utilizing paper based entries and on-line entry capabilities.
• Coordinate internal audits and exams.
• Assist in the coordination of the bank’s annual financial statement audit.
• Assist bank personnel with issues related to the general ledger or other accounting activities, payables and prepaid.
• Balance securities portfolio.
• Prepare quarterly tax estimates.
• Daily Fed Fund management.
• CDARS program accounting.
• Assist with salary continuation and BOLI.
• Participate in the management of investment portfolio.
• Member of the ALCO Committee, and play a role in the ALCO process.
• Work with the CFO on the annual budgeting process.
• The daily management of Accounting & Business Office staff.
• Perform other relevant duties as assigned.
   

Qualification Requirements: 

• Education: 
  • College degree required, emphasis in accounting or finance preferred.
  • CPA or working towards CPA preferred.
• Experience:
  • 4+ years of previous accounting experience required.
  • 1+ year of management experience, preferred.
• Skills:
  •  Excellent interpersonal and communication skills, both written and oral.
  • Ability to work with detailed information in an efficient and accurate manner, while meeting established deadlines.
  • Proficient computer skills, particularly in using Microsoft Office Tools, and the bank’s current software system.
  • Excellent organizational and problem solving skills.
  • Motivated individual with the ability to work independently.
  • Knowledge of general accounting principles.
• Physical Demands: 
  • Normal office activity.
  • May require long periods of typing and repetitive motion.

Apply Online and Take the Online Assessment 

Getting Started

If you're interested in a position at CSB, you can begin your application right away by clicking the link below. What follows is a short survey and assessment for the position. You'll also have the opportunity to upload your resume.

If you'd simply like more information about a position, please use the "More Information" section at the bottom of the page.

Apply Online and Take the Online Assessment 

contact us

Our Human Resources Department