Imposter Scam Alert:

Community State Bank has been alerted to a possible imposter scam (scammers calling or messaging while pretending to be a trusted organization, such as your bank). We will never call or text asking for your username, PIN, password, security code, or full account number. If you receive a suspicious call, text, or email claiming to be from the bank, do not respond. Contact us directly using a trusted phone number.

Personal Checking Account

3 Simple Selections

Why complicate things? We believe banking should be simple, so we offer three checking account options that are easy to access, easy to understand and easy to use. Compare on your own, or contact us, and we’ll be happy to make a decision together.

Checking Account Comparison

Comparison table of checking accounts
  Simple Checking Account Simple Checking with Interest Harvest Club
Minimum Opening Balance None None None
Minimum Balance (Daily Average) None $10,000 N/A
Maintenance Fee None None* None*
Interest Bearing No Yes N/A
Instant-Issue Debit Card Available Available Available
Unlimited Check Writing Yes Yes Yes
Overdraft Protection Available** Available** Available**
Learn More Simple Checking Account Simple Checking with Interest Harvest Club

Open Account Online   Order Checks | Reorder Checks