Attention Business Banking Customers: Business Online Banking will be unavailable on Sunday, October 26, 2025, from 8:00 PM to 10:00 PM due to scheduled maintenance. We recommend planning your transactions in advance and apologize for any inconvenience this may cause.

EARLY CLOSING: CSB will be closing all branches early on November 4th at 3 PM for staff training. CSB offices will resume regular business hours on November 5th. We apologize for any inconvenience and thank you for your understanding.

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FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Personal Checking Account

3 Simple Selections

Why complicate things? We believe banking should be simple, so we offer three checking account options that are easy to access, easy to understand and easy to use. Compare on your own, or contact us, and we’ll be happy to make a decision together.

Checking Account Comparison

Comparison table of checking accounts
  Simple Checking Account Simple Checking with Interest Harvest Club
Minimum Opening Balance None None None
Minimum Balance (Daily Average) None $10,000 N/A
Maintenance Fee None None* None*
Interest Bearing No Yes N/A
Instant-Issue Debit Card Available Available Available
Unlimited Check Writing Yes Yes Yes
Overdraft Protection Available** Available** Available**
Learn More Simple Checking Account Simple Checking with Interest Harvest Club

Open Account Online   Order Checks | Reorder Checks