The Shiny Penny

A statement from Community State Bank President and CEO on the recent bank closures of Silicon Valley Bank  (California) and Signature Bank (New York). Read More

Personal Checking Account

3 Simple Selections

Why complicate things? We believe banking should be simple, so we offer three checking account options that are easy to access, easy to understand and easy to use. Compare on your own, or contact us, and we’ll be happy to make a decision together.

Checking Account Comparison

Comparison table of checking accounts
  Simple Checking Account Simple Checking with Interest Harvest Club
Minimum Opening Balance None None None
Minimum Balance (Daily Average) None $10,000 N/A
Maintenance Fee None None* None*
Interest Bearing No Yes N/A
Instant-Issue Debit Card Available Available Available
Unlimited Check Writing Yes Yes Yes
Overdraft Protection Available Available Available
Learn More Simple Checking Account Simple Checking with Interest Harvest Club

* Must meet eligible requirements for No Monthly Maintenance Fee.

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