Attention Wire Transfer customers: Effective July 14, 2025, the Federal Reserve is undergoing a significant change with the adoption of ISO 20022 messaging standard. These messaging standards may effect how transfers are processed. See complete details here: Wire Transfer Update.
3 Simple Selections
Why complicate things? We believe banking should be simple, so we offer three checking account options that are easy to access, easy to understand and easy to use. Compare on your own, or contact us, and we’ll be happy to make a decision together.
Checking Account Comparison
| Simple Checking Account | Simple Checking with Interest | Harvest Club | |
|---|---|---|---|
| Minimum Opening Balance | None | None | None |
| Minimum Balance (Daily Average) | None | $10,000 | N/A |
| Maintenance Fee | None | None* | None* |
| Interest Bearing | No | Yes | N/A |
| Instant-Issue Debit Card | Available | Available | Available |
| Unlimited Check Writing | Yes | Yes | Yes |
| Overdraft Protection | Available** | Available** | Available** |
| Learn More | Simple Checking Account | Simple Checking with Interest | Harvest Club |