In celebration of the Holiday Season, all Community State Bank locations will be closed on Christmas Eve (12/24/2025), Christmas Day (12/25/2025), New Year's Eve (12/31/2025 Noon Closing), and New Year's Day (1/1/2026). On behalf of everyone at Community State Bank, we would like to wish our friends and neighbors a very "Merry Christmas! & Happy New Year!" We look forward to serving you in 2026.

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Certificate of Deposit CURRENT CD RATES

Save on Your Schedule

A certificate of deposit (CD) is a customized way to earn more interest on higher balances. You choose the amount you will save as well as the lifespan of the CD.

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Current Certificate of Deposit Rates

 

CD Special

Comparison table of CD Special.
Term Minimum Account Balance Interest Rate APY* Interest Compounding
7 Month $500 2.85% 2.88% Quarterly

Certificates of Deposit (6 Months)

Comparison table of Certificates of Deposit (6 Months).
Term Minimum Account Balance Interest Rate APY* Interest Compounding
6 Months $500 0.80% 0.80% At Maturity
6 Months $5,000 0.80% 0.80% Quarterly
6 Months $50,000 0.90% 0.90% Quarterly
6 Months $100,000 1.00% 1.00% Quarterly

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Certificate of Deposit (12 - 24 Months)

Comparison table of Certificate of Deposit (12 - 24 Months).
Term Minimum Account Balance Interest Rate APY* Interest Compounding
12 Month $500 0.80% 0.80% At Maturity
12 Month $5,000 0.80% 0.80% Quarterly
12 Month $50,000 0.90% 0.90% Quarterly
12 Month $100,000 1.00% 1.00% Quarterly
18 Month $500 0.80% 0.80% Annually
18 Month $5,000 0.80% 0.80% Quarterly
18 Month $50,000 0.90% 0.90% Quarterly
18 Month $100,000 1.00% 1.00% Quarterly
24 Month $500 0.80% 0.80% Annually
24 Month $5,000 0.80% 0.80% Quarterly
24 Month $50,000 0.90% 0.90% Quarterly
24 Month $100,000 1.00% 1.00% Quarterly

Certificate of Deposit (36 - 60 Months)

Comparison table of Certificate of Deposit (36 - 60 Months).
Term Minimum Account Balance Interest Rate APY* Interest Compounding
36 Month $500 0.80% 0.80% Annually
36 Month $5,000 0.80% 0.80% Quarterly
36 Month $50,000 0.90% 0.90% Quarterly
36 Month $100,000 1.00% 1.00% Quarterly
48 Month $500 0.90% 0.90% Annually
48 Month $5,000 0.90% 0.90% Quarterly
48 Month $50,000 1.20% 1.20% Quarterly
48 Month $100,000 1.30% 1.30% Quarterly
60 Month $500 0.90% 0.90% Annually
60 Month $5,000 0.90% 0.90% Quarterly
60 Month $50,000 1.20% 1.20% Quarterly
60 Month $100,000 1.30% 1.30% Quarterly

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CD Savings Calculator