Imposter Scam Alert:
Community State Bank has been alerted to a possible imposter scam (scammers calling or messaging while pretending to be a trusted organization, such as your bank). We will never call or text asking for your username, PIN, password, security code, or full account number. If you receive a suspicious call, text, or email claiming to be from the bank, do not respond. Contact us directly using a trusted phone number.
A certificate of deposit (CD) is a customized way to earn more interest on higher balances. You choose the amount you will save as well as the lifespan of the CD.
| Term | Minimum Account Balance | Interest Rate | APY* | Interest Compounding |
|---|---|---|---|---|
| 7 Month | $500.00 | 2.85% | 2.88% | Quarterly |
| Term | Minimum Account Balance | Interest Rate | APY* | Interest Compounding |
|---|---|---|---|---|
| 6 Months | $500.00 | 0.80% | 0.80% | At Maturity |
| 6 Months | $5,000.00 | 0.80% | 0.80% | Quarterly |
| 6 Months | $50,000.00 | 0.90% | 0.90% | Quarterly |
| 6 Months | $100,000.00 | 1.00% | 1.00% | Quarterly |
| Term | Minimum Account Balance | Interest Rate | APY* | Interest Compounding |
|---|---|---|---|---|
| 12 Month | $500.00 | 0.80% | 0.80% | At Maturity |
| 12 Month | $5,000.00 | 0.80% | 0.80% | Quarterly |
| 12 Month | $50,000.00 | 0.90% | 0.90% | Quarterly |
| 12 Month | $100,000.00 | 1.00% | 1.00% | Quarterly |
| 18 Month | $500.00 | 0.80% | 0.80% | Annually |
| 18 Month | $5,000.00 | 0.80% | 0.80% | Quarterly |
| 18 Month | $50,000.00 | 0.90% | 0.90% | Quarterly |
| 18 Month | $100,000.00 | 1.00% | 1.00% | Quarterly |
| 24 Month | $500.00 | 0.80% | 0.80% | Annually |
| 24 Month | $5,000.00 | 0.80% | 0.80% | Quarterly |
| 24 Month | $50,000.00 | 0.90% | 0.90% | Quarterly |
| 24 Month | $100,000.00 | 1.00% | 1.00% | Quarterly |
| Term | Minimum Account Balance | Interest Rate | APY* | Interest Compounding |
|---|---|---|---|---|
| 36 Month | $500.00 | 0.80% | 0.80% | Annually |
| 36 Month | $5,000.00 | 0.80% | 0.80% | Quarterly |
| 36 Month | $50,000.00 | 0.90% | 0.90% | Quarterly |
| 36 Month | $100,000.00 | 1.00% | 1.00% | Quarterly |
| 48 Month | $500.00 | 0.90% | 0.90% | Annually |
| 48 Month | $5,000.00 | 0.90% | 0.90% | Quarterly |
| 48 Month | $50,000.00 | 1.20% | 1.20% | Quarterly |
| 48 Month | $100,000.00 | 1.30% | 1.30% | Quarterly |
| 60 Month | $500.00 | 0.90% | 0.90% | Annually |
| 60 Month | $5,000.00 | 0.90% | 0.90% | Quarterly |
| 60 Month | $50,000.00 | 1.20% | 1.20% | Quarterly |
| 60 Month | $100,000.00 | 1.30% | 1.30% | Quarterly |
