Save on Your Schedule 
A certificate of deposit (CD) is a customized way to earn more interest on higher balances. You choose the amount you will save as well as the lifespan of the CD.
	Minimum to open: $500 
	Terms range from 6 months to 5 years 
	Interest can be added to the balance of the CD, credited to your CSB savings or checking account, or mailed as a check* 
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Current Certificate of Deposit Rates 
 
CD Special 
  Comparison table of CD Special. 
  
		
		  Term 
		  Minimum Account Balance 
		  Interest Rate 
		  APY* 
		  Interest Compounding 
		 
   
	
		
  7 Month  
  $500.00  
  3.50% 
  3.55% 
  Quarterly 
 
	 
Certificates of Deposit (6 Months) 
  Comparison table of Certificates of Deposit (6 Months). 
  
		
		  Term 
		  Minimum Account Balance 
		  Interest Rate 
		  APY* 
		  Interest Compounding 
		 
   
	
		
  6 Months  
  $500.00  
  0.80% 
  0.80% 
  At Maturity 
 
  6 Months  
  $5,000.00  
  0.80% 
  0.80% 
  Quarterly 
 
  6 Months  
  $50,000.00  
  0.90% 
  0.90% 
  Quarterly 
 
  6 Months  
  $100,000.00  
  1.00% 
  1.00% 
  Quarterly 
 
	 
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Certificate of Deposit (12 - 24 Months) 
  Comparison table of Certificate of Deposit (12 - 24 Months). 
  
		
		  Term 
		  Minimum Account Balance 
		  Interest Rate 
		  APY* 
		  Interest Compounding 
		 
   
	
		
  12 Month  
  $500.00  
  0.80% 
  0.80% 
  At Maturity 
 
  12 Month  
  $5,000.00  
  0.80% 
  0.80% 
  Quarterly 
 
  12 Month  
  $50,000.00  
  0.90% 
  0.90% 
  Quarterly 
 
  12 Month  
  $100,000.00  
  1.00% 
  1.00% 
  Quarterly 
 
  18 Month  
  $500.00  
  0.80% 
  0.80% 
  Annually 
 
  18 Month  
  $5,000.00  
  0.80% 
  0.80% 
  Quarterly 
 
  18 Month  
  $50,000.00  
  0.90% 
  0.90% 
  Quarterly 
 
  18 Month  
  $100,000.00  
  1.00% 
  1.00% 
  Quarterly 
 
  24 Month  
  $500.00  
  0.80% 
  0.80% 
  Annually 
 
  24 Month  
  $5,000.00  
  0.80% 
  0.80% 
  Quarterly 
 
  24 Month  
  $50,000.00  
  0.90% 
  0.90% 
  Quarterly 
 
  24 Month  
  $100,000.00  
  1.00% 
  1.00% 
  Quarterly 
 
	 
Certificate of Deposit (36 - 60 Months) 
  Comparison table of Certificate of Deposit (36 - 60 Months). 
  
		
		  Term 
		  Minimum Account Balance 
		  Interest Rate 
		  APY* 
		  Interest Compounding 
		 
   
	
		
  36 Month  
  $500.00  
  0.80% 
  0.80% 
  Annually 
 
  36 Month  
  $5,000.00  
  0.80% 
  0.80% 
  Quarterly 
 
  36 Month  
  $50,000.00  
  0.90% 
  0.90% 
  Quarterly 
 
  36 Month  
  $100,000.00  
  1.00% 
  1.00% 
  Quarterly 
 
  48 Month  
  $500.00  
  0.90% 
  0.90% 
  Annually 
 
  48 Month  
  $5,000.00  
  0.90% 
  0.90% 
  Quarterly 
 
  48 Month  
  $50,000.00  
  1.20% 
  1.20% 
  Quarterly 
 
  48 Month  
  $100,000.00  
  1.30% 
  1.30% 
  Quarterly 
 
  60 Month  
  $500.00  
  0.90% 
  0.90% 
  Annually 
 
  60 Month  
  $5,000.00  
  0.90% 
  0.90% 
  Quarterly 
 
  60 Month  
  $50,000.00  
  1.20% 
  1.20% 
  Quarterly 
 
  60 Month  
  $100,000.00  
  1.30% 
  1.30% 
  Quarterly 
 
	 
  *APY (Annual Percentage Yield) assumes interest remains on deposit. Fees and withdrawals could reduce earnings on accounts. A penalty may be imposed for early withdrawals on Certificates of Deposit (CDs). After a Certificate of Deposit is opened, the interest rate is fixed for the term.
Compounding frequency to earn stated APY varies by product and duration. For a complete list of account and service fee disclosures please contact a member of the CSB Banking Team. Rates effective as of 9/20/2025. 
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CD Savings Calculator