All CSB offices will close early at 3 PM on Wednesday, October 23rd, 2024 for an all employee training event. We will resume regular hours on Thursday; online banking, the CSB Simple Banking app and CSB Smart ATMs are always available for your convenience.

18-Month Construction Loan

Two (2) Great Options To Build Your Home Sweet Home

Welcome to your dream home journey! Our exclusive 18-month construction special offers you the perfect opportunity to build your ideal space with the help of local experts who understand your community. Enjoy flexible down payment options and take advantage of great rates and exceptional terms designed to make your home-building experience seamless and stress-free. Let’s turn your vision into reality today!

Option 1 - 20% Down Payment

• 20% Minimum Down Payment

• 5.99% Rate | 6.80% APR*

• 18-Month Construction Window

• Interest-Only Payments for 18 Months

Program Benefits

  • Great Rate & Incredible Term
  • Term allows more room to handle delays (weather, supply chain, etc.) and accurately choose your end financing with CSB.
  • We’re local Construction Loan experts who simplify the process and have a deep understanding of the market.
     

Apply Online

Always Available

Our team of local mortgage experts are located at the corner of Hwy. 11 & Hwy. 45 in the heart of Racine County. Our team is only a phone call, email, or text away, and are always ready to help. You'll know the name (and the direct contact info) of the people working hard to make sure your experience with CSB is exceptional. [Learn more about the advantages of banking local.]

Option 2 - 10% down Payment

• 10% Minimum Down Payment

• 6.99% Rate | 7.719% APR**

• 18-Month Construction Window

• Interest-Only Payments for 18 Months

Program Benefits

  • Great Rate & Incredible Term
  • Term allows more room to handle delays (weather, supply chain, etc.) and accurately choose your end financing with CSB.
  • We’re local Construction Loan experts who simplify the process and have a deep understanding of the market.
     

Apply Online

CSB Mortgage Center

Michael Fohey
Michael Fohey VP | Mortgage Center Manager NMLS ID: 718442
Joe Canfield
Joe Canfield AVP Mortgage Loan Officer NMLS ID: 784824
Kayla Mathews
Kayla Mathews Mortgage Loan Originator NMLS ID: 1749436
Monica Johnson
Monica Johnson Mortgage Operations Manager NMLS ID: 1494228