FRAUD ALERT: Scammers have been contacting residents of SE Wisconsin claiming to be from their Financial Institution or other companies that you may do business with. The scammers are relaying an urgent message for “Customers” to update their ACH information. Please be aware this is a scam. If you are contacted please call your Financial Institution directly and let them know immediately. Do not call the scammers back. For CSB customers, if you need immediate assistance please contact your banker or your local CSB location. [CSB Contact Information]

In celebration of the Holiday Season, all Community State Bank locations will be closed on Christmas Eve (12/24/2024), and Christmas Day (12/25/2024). On behalf of everyone at Community State Bank, we would like to wish our friends and neighbors a very "Merry Christmas!" We look forward to serving you in the New Year.

18-Month Construction Loan

Two (2) Great Options To Build Your Home Sweet Home

Welcome to your dream home journey! Our exclusive 18-month construction special offers you the perfect opportunity to build your ideal space with the help of local experts who understand your community. Enjoy flexible down payment options and take advantage of great rates and exceptional terms designed to make your home-building experience seamless and stress-free. Let’s turn your vision into reality today!

Option 1 - 20% Down Payment

• 20% Minimum Down Payment

• 5.99% Rate | 6.80% APR*

• 18-Month Construction Window

• Interest-Only Payments for 18 Months

Program Benefits

  • Great Rate & Incredible Term
  • Term allows more room to handle delays (weather, supply chain, etc.) and accurately choose your end financing with CSB.
  • We’re local Construction Loan experts who simplify the process and have a deep understanding of the market.
     

Apply Online

Always Available

Our team of local mortgage experts are located at the corner of Hwy. 11 & Hwy. 45 in the heart of Racine County. Our team is only a phone call, email, or text away, and are always ready to help. You'll know the name (and the direct contact info) of the people working hard to make sure your experience with CSB is exceptional. [Learn more about the advantages of banking local.]

Option 2 - 10% down Payment

• 10% Minimum Down Payment

• 6.99% Rate | 7.719% APR**

• 18-Month Construction Window

• Interest-Only Payments for 18 Months

Program Benefits

  • Great Rate & Incredible Term
  • Term allows more room to handle delays (weather, supply chain, etc.) and accurately choose your end financing with CSB.
  • We’re local Construction Loan experts who simplify the process and have a deep understanding of the market.
     

Apply Online

CSB Mortgage Center

Michael Fohey
Michael Fohey VP | Mortgage Center Manager NMLS ID: 718442
Joe Canfield
Joe Canfield AVP Mortgage Loan Officer NMLS ID: 784824
Monica Johnson
Monica Johnson Mortgage Operations Manager NMLS ID: 1494228