The Shiny Penny
A statement from Community State Bank President and CEO on the recent bank closures of Silicon Valley Bank (California) and Signature Bank (New York). Read More
So Many Ways to Save
CD, IRA, HSA — that’s a lot of letters, but what does it all mean?
Because everyone’s financial situation is different, Community State Bank offers a variety of ways to save. Feel free to browse on your own, but if you want help, contact us. We’d love to work together!
Comparing Savings Accounts
| Simple Savings Accounts | Simple Money Market Account | Certificate of Deposit (CD) | Individual Retirement Account (IRA) | Health Savings Account (HSA) | Christmas Savings Account | |
|---|---|---|---|---|---|---|
| Minimum Opening Balance | $0 | $2,500 | $500 | Varies | $25 | $5 |
| Minimum Balance (Daily Average) | $200 | $2,500 | 500 | Varies | None | $5 |
| Maintenance Fee | None* | None* | None* | Varies | None | None* |
| Interest Bearing | Yes | Yes | Yes | Yes | No | Yes |
| Number of Free Withdrawals / Debits | 4 per month** | Unlimited | None | None | Unlimited | None |
| Online Banking | Available | Available | No | No | No | No |
| Learn More | Simple Savings Accounts | Simple Money Market Account | Certificate of Deposit (CD) | Individual Retirement Account (IRA) | Health Savings Account (HSA) | Christmas Savings Accounts |