All CSB offices will close early at 3 PM on Wednesday, October 23rd, 2024 for an all employee training event. We will resume regular hours on Thursday; online banking, the CSB Simple Banking app and CSB Smart ATMs are always available for your convenience.

Personal Savings Account

So Many Ways to Save

CD, IRA, HSA — that’s a lot of letters, but what does it all mean?

Because everyone’s financial situation is different, Community State Bank offers a variety of ways to save. Feel free to browse on your own, but if you want help, contact us. We’d love to work together!

Comparing Savings Accounts

Comparison table of Savings Accounts
  Simple Savings Accounts Simple Money Market Account Certificate of Deposit (CD) Individual Retirement Account (IRA) Health Savings Account (HSA) Christmas Savings Account
Minimum Opening Balance $0 $2,500 $500 Varies $25 $5
Minimum Balance (Daily Average) $200 $2,500 500 Varies None $5
Maintenance Fee None* None* None* Varies None None*
Interest Bearing Yes Yes Yes Yes No Yes
Number of Free Withdrawals / Debits 4 per month** Unlimited None None Unlimited None
Online Banking Available Available No No No No
Learn More Simple Savings Accounts Simple Money Market Account Certificate of Deposit (CD) Individual Retirement Account (IRA) Health Savings Account (HSA) Christmas Savings Accounts

Open Account Online  Learn About Club Accounts