In celebration of the Holiday Season, all Community State Bank locations will be closed on Christmas Eve (12/24/2025), Christmas Day (12/25/2025), New Year's Eve (12/31/2025 Noon Closing), and New Year's Day (1/1/2026). On behalf of everyone at Community State Bank, we would like to wish our friends and neighbors a very "Merry Christmas! & Happy New Year!" We look forward to serving you in 2026.
Mail Theft is On the Rise
Protect Your Mail and Your CSB Accounts with These Simple Tips and Tools
In an era dominated by technological advancements, it might be easy to overlook traditional methods criminals use to perpetrate fraud. Criminals have adapted to the digital age by utilizing stolen mail to commit various forms of fraud, highlighting the importance of securing personal information both offline and online.
Stolen mail can provide criminals with a treasure trove of sensitive data, including bank statements, credit card information, tax documents, and personal identification details. Armed with this stolen information, fraudsters can engage in identity theft, credit card fraud, and financial deception, causing significant financial and emotional distress to individuals and businesses alike.
At Community State Bank we have a variety of tools available to consumers and business owners to help protect your CSB accounts. If you believe you are a victim of mail theft, please reach out to the United States Postal Service and a Universal Banker, as soon as possible.
Helpful Tips and Tools to Protect Yourself
- ACH Origination for Business - Streamline your accounting practices — including payroll, vendor payments and collections — by taking advantage of the Automated Clearing House (ACH) Network. Our ACH Service helps you efficiently manage your payments and collections while reducing your exposure to check fraud. Whether paying employees or collecting rents, our service lets you control cashflow with just a few clicks!
- Positive Pay for Business - Easily detect counterfeit and fraudulent checks with Positive Pay! Through Positive Pay you can submit an electronic file detailing the checks your business issues.When each check is presented for payment, the Positive Pay system electronically compares it to the information in your file. Any discrepancies are flagged and reported through a special email alert and reviewable through your eBusiness Banking service.
- Sending Out Sensitive Mail Frequently? Lastly, if you are sending out mail that contains sensitive information frequently, consider a locked mailbox or using a PO Box. You can always learn more about these options by visiting the United States Postal Service.
- CSB Bill Pay - Skip mailing a paper check and pay your bills electronically using bill pay through CSB's Online Banking!
- Check out this recent article by the Wisconsin Bankers Association about Mail Theft for more tips to keep your mail safe!