Martin Luther King, Jr. Day

All CSB locations will be closed on Monday, January 17th, 2022. 

We're Hiring! 

Check out the CSB Careers Page to see current career opportunities! 

Our Customers Love Us! You will too!

Customer Recommendation Rating

99% of CSB Mortgage Center customers would recommend Community State Bank to their family, friends, and neighbors looking to purchase, refinance, or build a home.

- Survey data provided by Continuity Programs 2021.

Go with the ones you trust.

Local Experts

We have a talented team of local experts ready to help with all of your questions and mortgage needs. With the CSB Mortgage Center, you'll know your lender, and have access to ask them questions, pick up the phone and call them, or simply stop by to meet with them. Our team is available and ready to help.

Great Technology

The CSB Mortgage Center offers some of the latest tools and technology available to homebuyers. If you choose, we're able to complete the mortgage process completely virtually! We also have the tools available for you to check rates, compare loans, meet our team, and apply for your loan all online. We're high tech, but with a local touch.

Local Servicing

What does local servicing mean? It means that all of your loan payments and questions are handled right at Community State Bank - not in another state or another country. If you have a question about your loan, or a loan payment, you don't have to wait in a long automated phone queue, you can contact us directly. Your lender, and our talented team of local community bankers are always ready to assist.


let us know how we can help.

Please Note: Do not enter any non-public, personal information, such as account numbers, or social security numbers in the contact form. Thank you.

Make Yourself at Home

After serving the region for more than 120 years, Community State Bank has earned the reputation as one of the most flexible and customer-friendly mortgage lenders in Racine County, Kenosha County and Walworth County in Southeast Wisconsin.

Our mortgage lending team helps you when you need them — including weekends. Whether you’re a first-time homebuyer or an existing homeowner, looking to build or refinance, we’re here to help!


Check Rates Apply Now  Meet Our Lenders Mortgage Resources


Michael Fohey
Michael Fohey VP | Mortgage Center Manager NMLS ID: 718442
Shakil Haider
Shakil Haider VP | Mortgage Operations NMLS ID: 474473
Kim Terpstra
Kim Terpstra Mortgage Loan Officer NMLS ID: 776940
Kevin Jorgensen
Kevin Jorgensen Universal Banker III | Mortgage Lender NMLS ID: 1666771